Derek0925

then it will grow very hard. Then before you know, it has become one of the live rock

bro, i have send PM to you but no reply leh

bro, i would like to reserve the flame angel and yellow tang. Can collect anytime. Please sms me to confirm. Thanks Derek

Coral farm got 1 AT that is pellet eating........abt 3' to 4'.

bro, coral farm got alot of Doctor shrimps....

nice.....beauty

sorry it's a SIS D12 - 13 quite central. Good leh..... It's a good thing u didn't owe a car. To me, i think a car is a liability. House at least might turn out to be a asset if you happen to buy the right place at the right time. U can treat it as a investment. I believe your maintenance should be around $200 la. But if u stay at HDB, after deducting those micellanceous fee, it is only around $100+ la. In return u have security guard, swimming and many other amenities. Good luck to you sis

Bro, it depends on individual. How much are you willing to part with $ in exchange for the luxury as well as comfort. For FH condo at 560k looks a very good buy. Btw, where is it? Size? 2 room should be around 1000 sq ft. I got a friend who own a FH 980sq ft at the east recently sold for $620k. Bought at 2000 for $440k. The property was more then 20 years old. The scenary is very nice though.....18th storey. At $560k, assuming u pay up 20% (10 via CPF, 10 via cash) So you will loan approximately $450k. Base on current interest board rate, your monthly installment should be around 2k+ per mth. This is of cos base on 30 years loan tenure. Assuming total income is $8k (each is 4k) per couple, each will have contribut about $1k to your CPF ordinary account. That excludes the 2.5% interest you will earn in your CPF account as well as the variable bonuses your employer will present to you. As such, you should be a reasonably healthy level if you were to purchase this property. Both of the CPF account will not exhibit any deficit..... Good luck bro.

yap. agree with bro fuel. Anyway, i went to a freshwater LFS who sell big red hermit crab.... I bought 2.....throw it into my sump tank with lots of live rock....they had been living happily ever since. Now thinking of giving it away...cute but they dun look happy on my sump tank. Any bro interested?

ANY bro or sis selling.....? Kindly provide me with the details, equipments as well as the LS. Photos preferable..... I can arrange to go over to view this coming wed or thurs. Can clear by this weekend if confirm. Thanks and regards

bro, i have just PM you. Please see. Thank you.

Bro, If i m not wrong it is from URA. U see the flip side of the summon. There is a address for you to write in. Of cos it did not state the address is meant for appeal letter to be send into or else whole world will write in

Saw the two blue tang personally.........size just nice.....fatty fatty cute cute. If i dun have blue tang oreadi, i will go all out and secure this two cute fellow..... Upzzz for you bro......

how are you bro Loster

Yap bro, i saw it at CF too You can PM me your contact. I m also staying at east side. I can arrange to pick u up cos i might be going again this sunday.