Having interest in reefing, love the fishes & corals, want to cultivate a hobby, improving fengshui in one's home. These are all admirable reasons to setup an aquarium in a home. At the end of the day, you still need substantial moola to sustain it.
As a general rule of thumb, the bigger your tank, the more expensive your equipment will be. Compared to a 28gal nano, your 130gal will use up salt & additives 4.5 times as fast.
It's not uncommon to upgrade equipment & tank in this hobby because the LS we keep may require us to do so. Those equipment you eventually spend on & plan to sell at a later date, prepare to recover half or less of its original cost.(Some bros are offering to you free right?) 3 critical elements for a reef aquarium are water quality, light, & flow. With enough $, you can get top end equipment to achieve them & sustain it with monthly electrical bill. With optimum condition, your LS would generally be happy & flourish. Talking about LS, everyone have LS up lorry in their tank. It's disheartening, especially if you have to save up for a month to afford it.
If you have a budget to spend on reefing, I urge you to not only think twice, think thrice!